Welcome

Annual enrollment runs through Thursday, November 6, 2025. This is your once-a-year opportunity to make your 2026 benefit elections.

As part of our commitment to you, Segal invests in a comprehensive suite of benefits that support you and your family. Our holistic approach to well-being incorporates physical, emotional and financial health.

We are proud to invest in competitive benefits that help you take care of yourself and your family today and into the future.

Stay well at Segal 2026 Benefits

Our comprehensive health and wellness benefit programs will include the following update, effective January 1, 2026:

• Lyra Health Work-life Benefits: Lyra Health provides EAP services including therapy, on-demand courses and work-life services (WLS). Their WLS will transition to Carelon Behavioral Health on January 1, 2026. WLS helps you resolve everyday challenges that impact your well-being, from child and elder care to financial stress and legal questions. Members can receive high-touch support from Carelon’s WLS Specialists through a unified platform accessible directly via Lyra.

Please note that if Canada regulations impact our ability to offer Telehealth during 2026, you will be notified of any changes.

2026 Benefit Contributions

For 2026 Segal is continuing to pay the full cost of the medical and dental coverage offered through Manulife.

Supplemental life, AD&D, spouse and dependent life and AD&D, and supplemental long-term disability employee rates are not increasing in 2026.

Mental Health Benefits

Through our Stay Well at Segal program, you have access to a wide range of mental health benefits — all designed to help you feel your best.

With Lyra Health, you and your eligible family members can enjoy up to eight free short-term therapy or coaching sessions each year. Whether you're looking for individual therapy, couples counseling, family support, or help managing psychiatric medications, Lyra’s got you covered. They’ll guide you through care options, match you with the right provider, and even help schedule your appointments. Plus, Lyra offers a rich library of self-care tools — think guided meditations, helpful videos, and a mobile app to keep wellness at your fingertips.

Want to save money in 2026?

You can save money by submitting for reimbursement of eligible well-being expenses through the Everyday well-being program.

Your well-being matters — let’s make the most of your benefits!

We’re committed to helping you thrive — mind, body, and beyond. Discover more and make the most of our benefits with these:

• Tune in to our Virtual Health Fair Podcast — it's packed with helpful tips and insights to support your well-being.
• Catch our Annual Enrollment Presentation — Get the scoop on everything you need to know for this year’s benefits. It’s quick, informative, and designed to help you make the best choices for you and your family.
• Feeling overwhelmed or just need someone to talk to? Lyra Health is here to support your emotional and mental well-being.
• Have you made a wellness-related purchase recently? Submit eligible expenses for reimbursement through the Everyday Well-being program.

Your enrollment checklist — let’s make it easy!

To help you get the most out of your benefits, here’s a quick and friendly guide to walk you through your enrollment steps. Just a heads-up: there are three separate sites you’ll use to complete everything.

1. Explore your options and understand your costs
   Take a moment to review your current medical and dental elections and your life insurance beneficiary. You must elect the same medical and dental enrollment you have with the Manulife including the coverage tier if you are enrolled.
   👉Head to HRConnect via OKTA on SegalNet. You must be connected to Versa if you are not in a Segal office. Click on Me, then Benefits to get started.
2. Review your supplemental coverage
   Thinking about updating your supplemental life or AD&D insurance? Don’t forget to check coverage for your spouse and dependents, too. You can also review your supplemental long-term disability needs and beneficiary designations.
   👉 Visit thehartford.com/benefits/enroll to log in or register and make any updates. You’ll also see your 2026 costs there.
3. Wrap it all up by November 6, 2025
   Make sure your elections are submitted through HRConnect and The Hartford, as well as Manulife.

Don’t wait until the last minute to enroll!

While we’re all very busy, please don’t wait until the last minute to enroll in 2026 benefits. And please ensure your time zone in HRConnect is correctly set to your local time, so that your ability to make annual enrollment elections in HRConnect does not end earlier due to an inaccurate time zone. Instructions are available on this microsite.

The elections you make during annual enrollment will take effect on January 1, 2026, and remain in place throughout the 2026 calendar year unless you have a qualifying life event, such as marriage, divorce, or the birth of a child. However, if Evidence of Insurability (EOI) is still pending for life, AD&D or LTD insurance as of January 1, 2026, that coverage will take effect upon the approval of EOI rather than on January 1.

What happens if you don’t enroll?

You must enroll if:

• You want to make any changes to your coverage
• If you have duplicate dependents listed in HRConnect and want to eliminate the duplicate records. Please do so by following the instructions for deleting duplicate dependents posted on this microsite.
• If you want an electronic beneficiary designation (rather than paper record) for your basic group life insurance.

If you are not affected by the above, you do not need to take any action to update your benefit elections. However, you must still review your:

• Elections in HRConnect and The Hartford during and after annual enrollment and keep a record of them (print to paper or to a file)
• Paycheck contributions for the 1^st payroll of 2026.

Ensure they are all correct. Report any discrepancies to Janet Arce and Winnie Tang no later than January 31, 2026.

Need help with annual enrollment?

If you have questions about your benefits or need a little help enrolling through HRConnect, our benefits team is here for you during office hours throughout the enrollment period.

Check out the Virtual Health Fair Calendar of Events to find office hours and see when our benefit vendor partners will be available to chat and answer your questions directly.